Surviving the winter blues

Think of this approach as a survival guide for the remainder of the winter season. Plan your summer get-away now! It’s a way to channel soothing, summery thoughts during the big chill of winter. Being in a warm house while reading a travel guide or calling up all of these exotic destination photos online is a great way to spend a cold, dreary day. Besides, anticipation is half the enjoyment. The sooner you plan, the longer you have to look forward to your trip.”

Strategy for a stress-less summer get-away

By now, holiday shopping is over, and hopefully the high credit card balances are under control. so the accompanying financial stress should be behind you soon. Thinking about summer now will help you create a vacation budget and start saving up.

You’ll do less damage to your overall financial picture if you do create a vacation budget, and start putting the money toward that. You save gradually through the year to stay ahead of the curve. The last thing you want after an amazing summer experience is to get nagged by a credit-card balance that you can’t pay off in time.